Plan coverage brief · 中国大地财产保险股份有限公司
Does 职安欣个人医疗保险2.0(计划三)(高端医疗险(大中华区);WSMC2026) cover treatment in China?
Yes — this plan publishes a direct-billing network of 1486 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade A evidence
check Release R295
check Data cutoff 2026-08-03
1,486
in the published network
Direct billing
primary payment path
Grade A
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Shanghai
303
Beijing
252
Hong Kong
139
Shenzhen
74
Guangzhou
71
Hangzhou
52
Hospitals in this plan's network
复旦大学附属眼耳鼻喉科医院
北京医院,特需医疗部
Hong Kong Union Hospital
香港仁安医院
Chiho Medical Centre
深圳福田志浩综合门诊部
+ 1,482 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.