Plan coverage brief · 中国大地财产保险股份有限公司
Does 职安欣个人医疗保险2.0(计划二)(中端医疗险;WSMB2026) cover treatment in China?
Yes — this plan publishes a direct-billing network of 376 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade A evidence
check Release R295
check Data cutoff 2026-08-03
376
in the published network
Direct billing
primary payment path
Grade A
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Shanghai
78
Beijing
44
Tianjin
27
Hangzhou
22
Guangzhou
20
Ningbo
18
Hospitals in this plan's network
上海交通大学医学院附属第九人民医院(浦东分院)
首都医科大学附属北京朝阳医院常营院区,国际医疗部
Tianjin Medical University General Hospital, International Medical Center
天津医科大学总医院,国际诊疗中心
The Second Affiliated Hospital of Zhejiang University School of Medicine, International Medicine Department
浙江大学医学院附属第二医院,国际医学门诊
+ 372 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.