Plan coverage brief · Tokio Marine & Nichido

Does 提携病院一覧(中国) cover treatment in China?

Yes — this plan publishes a direct-billing network of 33 hospitals in mainland China.

This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.

check Official insurer documents

check Grade B evidence

check Release R295

check Data cutoff 2026-08-03

33

in the published network

Direct billing

primary payment path

Grade B

public evidence

How payment works with this plan

1 · Pays the hospital directlyYouHospitalInsurer2 · Deductible / co-pay only

With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.

Where the network is

Shanghai

13

Hong Kong

11

Beijing

3

Jiangsu

3

Tianjin

1

Liaoning

1

Hospitals in this plan's network

上海平和クリニック

Dr.Li Yun Hoi

Beijing International Medical Center

北京国际医疗中心

No.2 Affiliated Hospital of Suzhou Medical College(蘇州大学付属第二医院)

+ 29 more hospitals in the verified list

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What to do next

1

Confirm your personal eligibility

The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.

2

Request pre-authorisation early

For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.

3

Let us coordinate the direct-billing desk

We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.

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Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.