Plan coverage brief · 招商信诺人寿
Does 家和健康尊享1号 cover treatment in China?
Yes — this plan publishes a direct-billing network of 1246 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade A evidence
check Release R295
check Data cutoff 2026-08-03
1,246
in the published network
Direct billing
primary payment path
Grade A
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Shanghai
264
Beijing
228
Shenzhen
74
Guangzhou
65
Hangzhou
40
Wuhan
38
Hospitals in this plan's network
Shanghai International Medical Center
上海国际医学中心
北京医院特需部*
Shenzhen University General Hospital
深圳大学总医院*
Eur Am International Medical Center
康辰国际医疗中心
+ 1,242 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.