Plan coverage brief · JI Accident & Fire Insurance
Does JI海外旅行保险 / t@biho现金less医疗服务(共享官方目录) cover treatment in China?
Yes — this plan publishes a direct-billing network of 71 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade B evidence
check Release R295
check Data cutoff 2026-08-03
71
in the published network
Direct billing
primary payment path
Grade B
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Shanghai
22
Hong Kong
10
Taipei
9
Beijing
4
Dalian
3
Dongguan
2
Hospitals in this plan's network
上海市第一人民医院 国際医療保健中心(International Medical Care Centre)
Dr. Sum Kai Hoi
瀋繼凱醫師
鄭光志小兒科診所
北京協和醫院 (3A)
+ 67 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.