Plan coverage brief · Asia-Pacific Property & Casualty Insurance Co., Ltd. / 亚太财产保险有限公司
Does WorldCare Comprehensive / SimpleCare中国大陆综合直付网络 cover treatment in China?
Yes — this plan publishes a direct-billing network of 434 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade B evidence
check Release R295
check Data cutoff 2026-08-03
434
in the published network
Direct billing
primary payment path
Grade B
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Shanghai
126
Beijing
90
Hangzhou
24
Shenzhen
23
Suzhou
17
Ningbo
16
Hospitals in this plan's network
上海交通大学医学院附属仁济医院特约门诊
首都医科大学附属北京地坛医院特需部
THE SECOND AFFILIATED HOSPITAL ZHEJIANG UNIVERSITY SCHOOL OF MEDICINE INTERNATIONAL MEDICINE DEPARTMENT(JIEFANG CAMPUS)
浙江大学医学院附属第二医院国际医学部(解放路院区)
THE EIGHTH AFFILIATED HOSPITAL,SU YAT-SEN UNIVERSITY VIP HEALTH CARE CENTER
中山大学附属第八医院特需医疗中心
+ 430 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.