Plan coverage brief · AIA Hong Kong
Does 中国内地睿选出院免找数服务医院 cover treatment in China?
Yes — this plan publishes a direct-billing network of 762 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade A evidence
check Release R295
check Data cutoff 2026-08-03
762
in the published network
Direct billing
primary payment path
Grade A
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Shanghai
38
Beijing
35
Guangzhou
31
Shenzhen
27
Tianjin
17
Nanjing
13
Hospitals in this plan's network
Guangzhou Xin Shi Hospital
廣州新市醫院
The University of Hong Kong-Shenzhen Hospital (International Medical Center)
香港大學深圳醫院 (國際醫療中心)
Shenzhen Heng Sheng Hospital
深圳恒生醫院
Foshan Fosun Chancheng Hospital
佛山復星禪誠醫院
+ 758 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.