Plan coverage brief · 招商信诺人寿
Does 悦健康1号 cover treatment in China?
Yes — this plan publishes a direct-billing network of 223 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade A evidence
check Release R295
check Data cutoff 2026-08-03
223
in the published network
Direct billing
primary payment path
Grade A
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Shanghai
54
Beijing
30
Ningbo
17
Hangzhou
16
Wuhan
10
Guangzhou
10
Hospitals in this plan's network
复旦大学附属妇产科医院杨浦院区国际医疗部*
首都医科大学附属北京天坛医院国际医疗部*
Headquarters Hospital Area,The Affiliated People's Hospital Of Ningbo University
宁波大学附属人民医院本部院区
The First Affiliated Hospital of Zhejiang University Medical College International Health Center*
浙江大学医学院附属第一医院国际保健中心(余杭院区)*
+ 219 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.