Plan coverage brief · Mitsui Sumitomo Insurance
Does 现金less医疗服务合作医院(大中华区) cover treatment in China?
Yes — this plan publishes a direct-billing network of 11 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade B evidence
check Release R295
check Data cutoff 2026-08-03
11
in the published network
Direct billing
primary payment path
Grade B
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Beijing
4
Shanghai
2
Tianjin
1
Guangzhou
1
Nanjing
1
Hong Kong
1
Hospitals in this plan's network
INTERNATIONAL MEDICAL CENTER BEIJING
北京国際医療中心(IMC)
Shanghai Green Clinic(上海グリーンクリニック)
Tianjin First Central Hospital
天津市第一中心医院
GUANZHOU CAN AM INTERNATIONAL MEDICAL CENTER
広州加美国際医療中心
+ 7 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.